[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.endler.cz\/behem-leta-pribyvaji-zbytecne-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.endler.cz\/behem-leta-pribyvaji-zbytecne-pujcky\/","headline":"B\u011bhem l\u00e9ta p\u0159ib\u00fdvaj\u00ed zbyte\u010dn\u00e9 p\u016fj\u010dky","name":"B\u011bhem l\u00e9ta p\u0159ib\u00fdvaj\u00ed zbyte\u010dn\u00e9 p\u016fj\u010dky","description":"Ka\u017ed\u00fd si to nemus\u00ed myslet, ale ekonomick\u00e1 situace v\u00a0\u010cech\u00e1ch je velmi dobr\u00e1, p\u0159\u00edjmy se neust\u00e1le zvy\u0161uj\u00ed a \u00faroky \u00fav\u011br\u016f nejsou tak vysok\u00e9, jak b\u00fdvaly. P\u016fj\u010dky jsou nav\u00edc mnohem bezpe\u010dn\u011bj\u0161\u00ed a p\u0159\u00edstupn\u011bj\u0161\u00ed. To ale neznamen\u00e1, \u017ee si \u00fav\u011br mus\u00edte br\u00e1t \u00fapln\u011b na v\u0161echno. Faktem z\u016fst\u00e1v\u00e1, \u017ee ka\u017ed\u00fd sedm\u00fd \u017eadatel o finan\u010dn\u00ed pomocje v\u00a0exekuci. A to nen\u00ed … ","datePublished":"2019-09-10","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.endler.cz\/author\/#Person","name":"","url":"https:\/\/www.endler.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"endler.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.endler.cz\/wp-content\/uploads\/img_a353011_w3105_t1567275896.jpg","url":"https:\/\/www.endler.cz\/wp-content\/uploads\/img_a353011_w3105_t1567275896.jpg","height":0,"width":0},"url":"https:\/\/www.endler.cz\/behem-leta-pribyvaji-zbytecne-pujcky\/","about":["Pen\u00edze"],"wordCount":415,"articleBody":"Ka\u017ed\u00fd si to nemus\u00ed myslet, ale ekonomick\u00e1 situace v\u00a0\u010cech\u00e1ch je velmi dobr\u00e1, p\u0159\u00edjmy se neust\u00e1le zvy\u0161uj\u00ed a \u00faroky \u00fav\u011br\u016f nejsou tak vysok\u00e9, jak b\u00fdvaly. P\u016fj\u010dky jsou nav\u00edc mnohem bezpe\u010dn\u011bj\u0161\u00ed a p\u0159\u00edstupn\u011bj\u0161\u00ed. To ale neznamen\u00e1, \u017ee si \u00fav\u011br mus\u00edte br\u00e1t \u00fapln\u011b na v\u0161echno. Faktem z\u016fst\u00e1v\u00e1, \u017ee ka\u017ed\u00fd sedm\u00fd \u017eadatel o finan\u010dn\u00ed pomocje v\u00a0exekuci. A to nen\u00ed dobr\u00e9.\u00a0\tLid\u00e9 si neuv\u011bdomuj\u00ed, \u017ee mus\u00ed spl\u00e1cetZa\u017e\u00e1dat si u banky nikdy nebylo jednodu\u0161\u0161\u00ed. U n\u011bkter\u00fdch si dokonce m\u016f\u017eete p\u016fj\u010dit ur\u010ditou \u010d\u00e1stku bez \u00faroku. Mnoho lid\u00ed si u\u017e ale neuv\u011bdom\u00ed, \u017ee tak \u010di tak budou muset smluven\u00e9 finance splatit. \u0158ada z\u00a0nich m\u00e1 n\u011bkolik r\u016fzn\u00fdch smluv, ale m\u011bs\u00ed\u010dn\u011b mus\u00ed ur\u010ditou \u010d\u00e1stku poslat v\u0161em. A mnoho z\u00a0nich si tak\u00e9 nedok\u00e1\u017ee spo\u010d\u00edtat, jak vysok\u00e1 suma to nakonec bude. Nakonec zjist\u00ed, \u017ee se mus\u00ed rozhodnout, zda uhradit n\u00e1jem a energie, anebo \u00fav\u011br.\u00a0\tDovolen\u00e1 je velk\u00e9 l\u00e1kadloCestovat je skv\u011bl\u00e9. Pokud na to m\u00e1te pen\u00edze. Spousta \u017eadatel\u016f evidentn\u011b ne a je pro n\u011b jednodu\u0161\u0161\u00ed j\u00edt do banky, ne\u017e si finance u\u0161et\u0159it p\u0159irozenou cestou. Ta je zdlouhav\u011bj\u0161\u00ed a mnoho z\u00a0nich toho nen\u00ed ani schopn\u00e9. B\u011bhem l\u00e9ta se tak zvy\u0161uj\u00ed po\u017eadovan\u00e9 \u010d\u00e1stky a\u017e o deset tis\u00edc, proto\u017ee rodina nutn\u011b pot\u0159ebuje jet k\u00a0mo\u0159i, i kdy\u017e na to nem\u00e1.\u00a0\tPraktick\u00e1 rada ka\u017ed\u00e9 spole\u010dnostiKa\u017ed\u00fd schopn\u00fd a f\u00e9rov\u00fd finan\u010dn\u00ed poradce v\u00e1m \u0159ekne, abyste si to dob\u0159e rozmysleli. Z\u00e1kladem je polo\u017eit si dv\u011b ot\u00e1zky, a to:\t\tSkute\u010dn\u011b si pot\u0159ebuji p\u016fj\u010dit?\t\tDok\u00e1\u017eu j\u00ed splatit?\u00a0Pokud je jednou z\u00a0odpov\u011bd\u00ed ne, za\u010dn\u011bte pen\u00edze sh\u00e1n\u011bt jin\u00fdm zp\u016fsobem. Mo\u017en\u00e1 se na vysn\u011bnou dovolenou pod\u00edv\u00e1te a\u017e o rok pozd\u011bji, ale na druhou stranu neskon\u010d\u00edte na seznamu dlu\u017en\u00edk\u016f a v\u00a0exekuci.\u00a0V\u00a0p\u0159\u00edpad\u011b, \u017ee odpov\u00edte ano, vyberte si vhodn\u00e9ho poskytovatele. Na \u010desk\u00e9m trhu je jich nespo\u010det, ale ne ka\u017ed\u00fd nab\u00edz\u00ed nejlep\u0161\u00ed podm\u00ednky. Dobr\u00e9 je nechat si je porovnat online, anebo n\u011bkolik z\u00a0nich obej\u00edt osobn\u011b a nez\u00e1vazn\u011b se zeptat na v\u0161e, co v\u00e1s zaj\u00edm\u00e1.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"B\u011bhem l\u00e9ta p\u0159ib\u00fdvaj\u00ed zbyte\u010dn\u00e9 p\u016fj\u010dky","item":"https:\/\/www.endler.cz\/behem-leta-pribyvaji-zbytecne-pujcky\/#breadcrumbitem"}]}]