[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.endler.cz\/pojisteni-odpovednosti-zamestnance-je-v-dnesni-dobe-velmi-rozsirene\/#Article","mainEntityOfPage":"https:\/\/www.endler.cz\/pojisteni-odpovednosti-zamestnance-je-v-dnesni-dobe-velmi-rozsirene\/","headline":"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance je v dne\u0161n\u00ed dob\u011b velmi roz\u0161\u00ed\u0159en\u00e9","name":"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance je v dne\u0161n\u00ed dob\u011b velmi roz\u0161\u00ed\u0159en\u00e9","description":"Jde o smlouvu, o kter\u00e9 by m\u011bli p\u0159em\u00fd\u0161let v\u0161ichni, bez ohledu na to, jestli vykon\u00e1vaj\u00ed n\u00e1ro\u010dnou profesi nebo maj\u00ed sp\u00ed\u0161e jednodu\u0161\u0161\u00ed pracovn\u00ed n\u00e1pl\u0148. Rizika spojen\u00e1 s v\u00fdkonem povol\u00e1n\u00ed se toti\u017e nevyplat\u00ed podce\u0148ovat, bohu\u017eel toti\u017e nikdy nev\u00edme, co se m\u016f\u017ee p\u0159ihodit u\u017e z\u00edtra nebo za t\u00fdden. Je pak lep\u0161\u00ed, kdy\u017e jsme na nep\u0159\u00edjemnosti dob\u0159e p\u0159ipraveni a … ","datePublished":"2021-03-17","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.endler.cz\/author\/#Person","name":"","url":"https:\/\/www.endler.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1ea551d08e5aaea35ec0edab8371d7eaf798177f38aa8a77e65ff33bf2d8edc8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"endler.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.endler.cz\/wp-content\/uploads\/endler.cz_ergo_cz_uvodni_gMKUlX.jpg","url":"https:\/\/www.endler.cz\/wp-content\/uploads\/endler.cz_ergo_cz_uvodni_gMKUlX.jpg","height":0,"width":0},"url":"https:\/\/www.endler.cz\/pojisteni-odpovednosti-zamestnance-je-v-dnesni-dobe-velmi-rozsirene\/","about":["Podnik\u00e1n\u00ed"],"wordCount":381,"articleBody":"   Jde o smlouvu, o kter\u00e9 by m\u011bli p\u0159em\u00fd\u0161let v\u0161ichni, bez ohledu na to, jestli vykon\u00e1vaj\u00ed n\u00e1ro\u010dnou profesi nebo maj\u00ed sp\u00ed\u0161e jednodu\u0161\u0161\u00ed pracovn\u00ed n\u00e1pl\u0148. Rizika spojen\u00e1 s v\u00fdkonem povol\u00e1n\u00ed se toti\u017e nevyplat\u00ed podce\u0148ovat, bohu\u017eel toti\u017e nikdy nev\u00edme, co se m\u016f\u017ee p\u0159ihodit u\u017e z\u00edtra nebo za t\u00fdden. Je pak lep\u0161\u00ed, kdy\u017e jsme na nep\u0159\u00edjemnosti dob\u0159e p\u0159ipraveni a m\u00e1me na koho se obr\u00e1tit. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b, tedy bez adekv\u00e1tn\u00edho poji\u0161t\u011bn\u00ed, bychom mohli hradit vzniklou \u0161kodu dokonce z vlastn\u00ed kapsy.   Nab\u00edz\u00ed se i mo\u017enost hromadn\u00e9 smlouvy B\u00fdt s kolegy na jedn\u00e9 lodi, m\u00edt ochranu d\u00edky jednomu jedin\u00e9mu smluvn\u00edmu dokumentu v r\u00e1mci cel\u00e9ho pracovn\u00edho kolektivu. Poji\u0161t\u011bn\u00ed odpov\u011bdnost zam\u011bstnance za \u0161kodu tak nemus\u00edte m\u00edt sjednan\u00e9 ka\u017ed\u00fd zvl\u00e1\u0161\u0165, naopak, hromadn\u00e1 smlouva znamen\u00e1 jednodu\u0161\u0161\u00ed \u0159e\u0161en\u00ed pro v\u0161echny. Samotn\u00fd rozsah pojistn\u00e9 ochrany je velmi \u0161irok\u00fd a p\u0159ipravena je i varianta, kter\u00e1 je ur\u010dena p\u0159\u00edmo pro \u0159idi\u010de z povol\u00e1n\u00ed a ty, kte\u0159\u00ed \u010dasto jezd\u00ed na slu\u017eebn\u00ed cesty nebo vyu\u017e\u00edvaj\u00ed firemn\u00ed auto i pro r\u016fzn\u00e9 soukrom\u00e9 j\u00edzdy. V\u00fdhodou je pak tak\u00e9 celosv\u011btov\u00e1 platnost t\u00e9to pojistky, maxim\u00e1ln\u00ed \u010d\u00e1stka, na kterou lze smlouvu uzav\u00edrat, \u010din\u00ed 500 tis\u00edc korun. Samoz\u0159ejm\u011b se nevztahuje na \u0161kody, kter\u00e9 jsou nap\u0159\u00edklad zp\u016fsoben\u00e9 zcela \u00famysln\u011b nebo pod vlivem alkoholu, co\u017e je na pojistn\u00e9m trhu naprosto obvykl\u00e9.  Sleva p\u0159i sjedn\u00e1n\u00ed dal\u0161\u00edch produkt\u016f V\u00fdhodn\u011bj\u0161\u00ed cenovka v p\u0159\u00edpad\u011b, \u017ee se rozhodnete je\u0161t\u011b pro n\u011bjak\u00e9 dal\u0161\u00ed poji\u0161t\u011bn\u00ed \u2013 majetkov\u00e9, cestovn\u00ed nebo \u00farazov\u00e9, z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edm v\u00fdb\u011bru z aktu\u00e1ln\u00ed nab\u00eddky. P\u0159esn\u011b tak, ERGO poji\u0161\u0165ovna nab\u00edz\u00ed zaj\u00edmav\u011bj\u0161\u00ed podm\u00ednky, pod jedn\u00edm smluvn\u00edm dokumentem lze m\u00edt pokryt\u00fdch hned n\u011bkolik r\u016fzn\u00fdch \u017eivotn\u00edch rizik. N\u00edzk\u00e1 spolu\u00fa\u010dast, t\u0159i r\u016fzn\u00e9 druhy tarif\u016f pro zam\u011bstnance a rozs\u00e1hl\u00e1 pojistn\u00e1 ochrana, d\u00edky kter\u00e9 m\u016f\u017eete j\u00edt u\u017e z\u00edtra do zam\u011bstn\u00e1n\u00ed s klidem v du\u0161i.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance je v dne\u0161n\u00ed dob\u011b velmi roz\u0161\u00ed\u0159en\u00e9","item":"https:\/\/www.endler.cz\/pojisteni-odpovednosti-zamestnance-je-v-dnesni-dobe-velmi-rozsirene\/#breadcrumbitem"}]}]